• October 2014
    By HCFO Staff
    Research Headlines

    The growing cost of providing health benefits is prompting some large employers to modify the ways they offer coverage to their employees.  Experts say these changes are part of a larger trend in which employers are replacing their defined health benefit (i.e. coverage through a specific health plan) with defined contributions that employees can use to purchase insurance products of their choice. A recent article in the Washington Post explores the strategies employers are considering for promoting choice and controlling costs in the context of health reform, including the use of private exchanges...

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